1    UNITED STATES BANKRUPTCY COURT  WESTERN DISTRICT OF KENTUCKY  OWENSBORO DIVISION    IN RE:              )                  )  BRETT M. GREER AND AIMEE L. GREER,  ) Case No. 21-40236-crm                  ) Chapter 13            DEBTORS  )                  )  ________________________________________________)        * * * * *    MEMORANDUM OPINION AND ORDER  Before the Court is the motion to disallow claim of creditor Discover  Student Loans (“Discover”), Claim No. 9, by joint debtors Brett M. Greer and  Aimee L. Greer (“Debtors”). For the reasons that follow, the motion is denied.  The facts of this case, as set forth in Debtors’ motion [R.19] and Discover’s  response [R. 23], are undisputed. On July 31, 2019, debtor Brett M. Greer’s  (“Mr. Greer”) daughter, Olivia Crisp, entered into a private loan application and  promissory note with Discover for $5,000 (the “Student Loan”). Mr. Greer is the  guarantor of the Student Loan, pursuant to a cosigner addendum to the  application and promissory note that he executed on July 31, 2021. On April  15, 2021, Olivia and Stephen Crisp, Mr. Greer’s son-in-law, filed a chapter 13  petition in the Western District of Kentucky, Case No. 40183 (“Crisp Chapter 13  Case”). On April 26, 2021, Discover filed proof of claim 4-1 in the Crisp Chapter  13 Case for $5,338.20, representing the balance of the Student Loan. Debtors  filed their own chapter 13 petition on May 14, 2021 (“Debtors’ Chapter 13 Case”).  On June 9, 2021, the chapter 13 plan was confirmed in the Crisp Chapter 13  Case 21-40236-crm Doc 41 Filed 01/21/22 Entered 01/21/22 11:55:31 Page 1 of 10

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