IN THE UNITED STATES BANKRUPTCY COURT  FOR THE SOUTHERN DISTRICT OF IOWA     In the Matter of:  Steven D. Goodrich    Case No. 14-01022-als7           Debtors        Chapter 7   United  Service  Credit  Union  Adv.  Pro.  14-30043-als           Plaintiff    v.  Steven D. Goodrich  Defendants     MEMORANDUM OF DECISION  (date entered on docket: April 2, 2015)    Trial was conducted on the Plaintiff’s complaint to determine the dischargeability of debt  pursuant to 11 U.S.C. section 523(a)(2)(A), (B) and (C) on January 5, 2015. William Baresel  appeared for the Plaintiff, United Service Credit Union (“Credit Union”). The Defendant, Steven  D. Goodrich (“Goodrich”) was represented by Douglas Reed.  The court has jurisdiction of these matters pursuant to 28 U.S.C. sections 157(b)(1) and  1334. Upon consideration of the evidence and arguments the following findings of fact and  conclusions of law are entered by the Court pursuant to Federal Rules of Bankruptcy Procedure  7052 and 9014. For the reasons stated herein the complaint is dismissed.    Case 14-30043-als Doc 30 Filed 04/02/15 Entered 04/02/15 13:43:12 Desc Main  Document Page 1 of 8

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